Attorney Jonathan Peña recently shared an informative video on Facebook explaining the eligibility requirements for Social Security Disability Insurance (SSDI). Here’s a detailed breakdown of the key points discussed to help you better understand who qualifies for these vital benefits.
Medical Criteria for SSDI Eligibility
To qualify for SSDI, you must have a medically diagnosed impairment that:
- Is expected to last at least one year or result in death.
- Significantly limits your ability to perform work activities.
The Social Security Administration (SSA) maintains a detailed listing of impairments that automatically meet these criteria. However, even if your condition is not listed, you may still qualify if the severity of your condition meets SSA’s guidelines.
Work Credits and Employment History
In addition to meeting medical requirements, you must have earned enough work credits through your past employment. Work credits are accumulated based on your income and the Social Security taxes paid during your employment. The number of credits required depends on your age and when you became disabled.
- Younger workers (under age 22): May qualify with as few as 6 credits earned in the last 3 years.
- Older workers: The number of credits gradually increases based on your age and the onset of your disability.
Other Factors to Consider
Eligibility for SSDI also involves additional considerations:
- Date Last Insured (DLI): This refers to the last date you are covered under the Social Security program based on your work history. You must prove that your disability began before your DLI to qualify.
- Active Work Activity: Engaging in substantial gainful activity (SGA) may disqualify you from receiving benefits.
Navigating these factors can be complex. That’s why working with an experienced SSDI attorney can make all the difference in your claim process.
Why Seek Professional Guidance?
Understanding eligibility rules, calculating work credits, and meeting the SSA’s strict criteria can be overwhelming. At Pena & Bromberg, we specialize in guiding clients through the SSDI process, ensuring no detail is overlooked.
Don’t wait—secure your financial stability today. Fill out our Contact Us form or call us at 559-439-9700 to discuss your case and get the expert assistance you need.
